Tips on how to get great financial advice!

Getting the right advice can make a really big difference to you and your family. Finding the right Financial Adviser who is right for you, can greatly improve your wealth, help you invest wisely and ensure you reach all your…

Planning for the End of Financial Year – under 7 weeks to go!!!!

With just under 7 weeks until the 30th June 2015 it is time to start getting your paperwork ready and ensure you have maximized all your opportunities for the financial year. The clock is ticking and it is time to…

Taking advantage of Record Low Interest Rates

The Reserve Bank of Australia announced a further interest rate cut of 25 basis points this week bringing the official interest rate down to 2%. Home loan rates are at record lows and in the words of Joe Hockey “a…

Improve Your Financial Fitness!

A good Personal Trainer will tell you that the key to maintaining your health and staying fit is maintaining healthy habits and making small lifestyle changes that, when added together, can make a massive difference. The same principle applies when…

Is a Self-Managed Super Fund right for you?

For people who are committed and informed, a self-managed super fund (SMSF) can be a powerful way to save for your retirement. The SMSF sector is the largest superannuation segment in Australia with assets totalling over $387 billion. Over the…

Don’t be an April fool – Review your private health insurance!!!

Private Health Insurance premiums will increase by an average of 6.18% from next Wednesday, the 1st April 2015. This means you have just under a week to review your current Private Health insurance and see if you have the most…

TOP 10 budgeting tips to save money!

Making some small changes to your finances can have a very big impact on your end results and achieving your goals sooner! Cash flow management is the core of Financial Planning. It is so important to understand what comes into…

The Million Dollar Question – How much do YOU need to retire on??!!

You’ve probably read many an article which tries to give you some guidance on how much you may need in retirement. A lot of these articles talk about a comfortable retirement, a modest retirement and what sort of lifestyle you…

Does life really begin at 40??!!

Something very significant happened last Saturday. It was Donna’s (my wife) 40th birthday.  You’re probably asking yourself, “Why would that be so significant?” Forty is a significant life event for most people and in my experience there is a psychological…

Are you protected against life’s unexpected challenges?

Why is it that 83% of Australians insure their car, but only 31% insure their ability to earn an income with income protection insurance. Alarmingly Australians have a one in three chance of being diagnosed with cancer before age 75….