Category Archive for "Cash Flow Management"

Getting Physically and Financially Fit!

Phil and I have recently embarked on a journey to increase our physical fitness. We are financially fit but need some (ok maybe ALLOT) work on our physical fitness. When you break it down the fundamentals are exactly the same…

Seven Strategies for the End of Financial Year

Wow! Can you believe it is that time already!! This time next week it will be the last day of the 2015/2016 Financial Year!! To think in the last 12 months so much has happened! The All Ords opened on…

Seven New Year Financial Resolutions! Make 2016 your best year yet!

Happy New Year!!!!! We hope you had a very Merry Christmas and Happy New year!! The beginning of a new year is a great time to take stock and think about how you can improve your life. Many of us…

Five easy steps to take control of your Superannuation

What makes us change? Why do we resist making improvements in our lives? Often you know you should take some action but … but … there is always a reason not to. Let’s take an example You’ve had a few…

Budgeting basics – writing a budget AND sticking to it!!!

Are you in control of your money? Do you have a monthly budget? Do you pay yourself first? Do you know what your monthly savings capacity is? Will that amount make sure you reach your financial goals? Budgeting basics –…

7 Signs you need to see a Financial Planner

Most people know if they are having financial difficulties. If the bills keep coming in and they aren’t getting paid by their due date, that’s a sure sign that something just isn’t right. If you’ve had medical expenses or emergencies…

5 Financial lessons you need to teach your kids!

Everyone knows the saying ‘you can’t teach an old dog new tricks’. Well, you can easily teach a young pup and equipping your kids with the knowledge on how to manage their money from a young age sets them up…

The Eighth Wonder of the World

The 7 natural wonders of the world include the Aurora Borealis, the Harbor of Rio de Janeiro, Grand Canyon, Great Barrier Reef, Mount Everest, Paricutin and Victoria Falls. Albert Einstein was on to the power of compound interest. He called…

Taking advantage of Record Low Interest Rates

The Reserve Bank of Australia announced a further interest rate cut of 25 basis points this week bringing the official interest rate down to 2%. Home loan rates are at record lows and in the words of Joe Hockey “a…

Improve Your Financial Fitness!

A good Personal Trainer will tell you that the key to maintaining your health and staying fit is maintaining healthy habits and making small lifestyle changes that, when added together, can make a massive difference. The same principle applies when…