No matter what your current age, retirement planning is crucial. You may be in the peak of your career and income earning capacity now with a great job, but every year you’re not actively saving for your retirement is a year lost – that you will never get back.
What kind of the lifestyle do you want when you retire?
The government aged pension is very meagre, and even the minimum employer superannuation contribution are not likely to be enough to deliver the retirement lifestyle you desire:
If you want a great retirement, you need to start planning NOW. Fin Fit Wealth Solutions can work with you to plan a comfortable retirement that will realise your dreams and aspirations.
We can help you formulate a plan to make the most out of your finances today, with strategies that monitor your progress against your retirement goals. Building an investment portfolio way before your retirement years will give you a better chance of financial comfort and stress-free retirement.
However if you are nearing the retirement age, it’s not too late for you. Fin Fit Wealth Solutions can help you with the transition by identifying your short- and long-term goals. We can discuss the possibility of part-time employment or other source of income. We can also guide you in making the most out of Australia’s “transition to retirement” rules.