Although the Board of the Reserve Bank of Australia has held interest rates steady since its two surprise drops earlier this year in February and May, it takes a brave economic commentator to guess what decision the Board will make…
What makes us change? Why do we resist making improvements in our lives? Often you know you should take some action but … but … there is always a reason not to. Let’s take an example You’ve had a few…
Are you in control of your money? Do you have a monthly budget? Do you pay yourself first? Do you know what your monthly savings capacity is? Will that amount make sure you reach your financial goals? Budgeting basics –…
Most people know if they are having financial difficulties. If the bills keep coming in and they aren’t getting paid by their due date, that’s a sure sign that something just isn’t right. If you’ve had medical expenses or emergencies…
Everyone knows the saying ‘you can’t teach an old dog new tricks’. Well, you can easily teach a young pup and equipping your kids with the knowledge on how to manage their money from a young age sets them up…
The 7 natural wonders of the world include the Aurora Borealis, the Harbor of Rio de Janeiro, Grand Canyon, Great Barrier Reef, Mount Everest, Paricutin and Victoria Falls. Albert Einstein was on to the power of compound interest. He called…
Getting the right advice can make a really big difference to you and your family. Finding the right Financial Adviser who is right for you, can greatly improve your wealth, help you invest wisely and ensure you reach all your…
With just under 7 weeks until the 30th June 2015 it is time to start getting your paperwork ready and ensure you have maximized all your opportunities for the financial year. The clock is ticking and it is time to…
The Reserve Bank of Australia announced a further interest rate cut of 25 basis points this week bringing the official interest rate down to 2%. Home loan rates are at record lows and in the words of Joe Hockey “a…
A good Personal Trainer will tell you that the key to maintaining your health and staying fit is maintaining healthy habits and making small lifestyle changes that, when added together, can make a massive difference. The same principle applies when…