Category Archive for "Wealth Creation"

Taking advantage of Record Low Interest Rates

The Reserve Bank of Australia announced a further interest rate cut of 25 basis points this week bringing the official interest rate down to 2%. Home loan rates are at record lows and in the words of Joe Hockey “a…

Is a Self-Managed Super Fund right for you?

For people who are committed and informed, a self-managed super fund (SMSF) can be a powerful way to save for your retirement. The SMSF sector is the largest superannuation segment in Australia with assets totalling over $387 billion. Over the…

Don’t be an April fool – Review your private health insurance!!!

Private Health Insurance premiums will increase by an average of 6.18% from next Wednesday, the 1st April 2015. This means you have just under a week to review your current Private Health insurance and see if you have the most…

TOP 10 budgeting tips to save money!

Making some small changes to your finances can have a very big impact on your end results and achieving your goals sooner! Cash flow management is the core of Financial Planning. It is so important to understand what comes into…

The Million Dollar Question – How much do YOU need to retire on??!!

You’ve probably read many an article which tries to give you some guidance on how much you may need in retirement. A lot of these articles talk about a comfortable retirement, a modest retirement and what sort of lifestyle you…

Does life really begin at 40??!!

Something very significant happened last Saturday. It was Donna’s (my wife) 40th birthday.  You’re probably asking yourself, “Why would that be so significant?” Forty is a significant life event for most people and in my experience there is a psychological…

7 Compelling Reasons Why You Should See a Financial Planner

It can be difficult some times for people to understand why seeing a Financial Planner can be one of the best decisions they can make in their lives. Unfortunately, most people leave it the last minute when it comes to…