A mortgage broker acts as an intermediary between you and potential lenders. Typically, they’ll help you find the best mortgage rates and terms based on your individual needs and the current market. They’ll also take care of the paperwork, negotiations and admin on your behalf. At FinFit, we don’t stop there, because we know your home loan is only one piece of your financial picture. Our team will also work with you to understand your life and your goals, help you explore all your financial options and keep you on track long after settlement is done.

We receive a commission from your lender when your loan is finalised and charge no fees to you. While commissions are important to keep our business running, it’s even more important that we get the right fit loan for you. We are a privately owned, family-led business, which means we aren’t owned by or aligned with any specific financial institution, product or offer. We have wonderful, long-standing relationships with all our clients and we do this work to see you succeed.

Not at all. We don’t charge you a mortgage broking fee and our aim is to get you the best-fit loan at the most competitive rate with a lot less work and hassle than you could on your own. We’re across all the latest products and offers and have great relationships with all major banks as well as a huge range of local lenders. And we do all the research, phone calls, admin, paperwork and negotiating on your behalf.

We’ll recommend the best products and offers for you based on more than 40 providers including big banks, credit unions, local lenders and other financial institutions.

No, working with a broker doesn’t mean you're committed to any loan. We provide options and advice, but the final decision is always yours.

A fixed-rate means your interest rate remains constant for a specified period, while a variable rate can fluctuate. When you work with us we’ll help you understand the pros and cons of all the options available based on current market conditions and your specific financial situation.

Absolutely! We’ll help you get a clear picture of your overall finances, explore all available options, make recommendations on specialised loans and products that could be a good fit, determine whether you’re eligible for government concessions and make a plan together that will get you closer to buying your first home.

The timeline can vary based on the complexity of the loan, your preparedness, and the lender's processes. No matter how involved the process, we’ve seen it all before! We’ll manage the paperwork and negotiations efficiently and guide you through every step to make the process as streamlined and speedy as possible—and ensure you settle on time.